Fest Advance provides fast, flexible merchant cash advances to small and mid-size businesses. Get funded in as little as 24 hours — no lengthy paperwork, no hard credit pulls, no delays.
From application to funded account in as little as one business day. No bureaucracy, no waiting.
Fill out our streamlined application in under 5 minutes. We need just the basics — business name, monthly revenue, and desired advance amount.
Upload 3–6 months of business bank statements. Our underwriting team analyzes revenue trends, existing obligations, and net cashflow — fast.
We present a clear offer: advance amount, factor rate, payback amount, and remittance schedule. No hidden fees, no surprises.
Sign your contract and funds hit your account same day or next business day via ACH. Your future receivables secure the advance — not your assets.
A straightforward merchant cash advance against future receivables. Ideal for businesses with consistent monthly deposits seeking working capital for growth, inventory, or payroll.
Designed for established businesses with strong monthly revenue. Competitive factor rates, higher funding limits, and flexible remittance structures tailored to your cashflow.
Already a Fest Advance client? Renewal advances are available once your balance reaches 50% payback. Existing clients receive priority processing and improved terms.
We structure first-position deals exclusively, ensuring clean payback streams and manageable daily factor obligations for your business — protecting you from unsustainable stacking.
We fund businesses other lenders turn away. Our underwriting focuses on revenue performance — not just credit scores.
No hard credit pull. No obligation. Decisions in hours.
By submitting, you authorize Fest Advance to contact you regarding your application. This is not a loan — merchant cash advances are a purchase of future receivables. Offers subject to underwriting review.